- Put down $200, which becomes your credit line. Then, if you qualify, double your credit line to $400 without making another deposit.
- Double your $200 credit line by making at least your minimum payment on time each month for the first 7 months your account is open
- Secured Credit Cards are great for people looking to build or rebuild credit and are available to people with all kinds of credit backgrounds.
- Unlike a debit card or a pre-paid card, it helps build your credit history. We report your payment history to all three major credit-reporting agencies.
- Get your FICO® Credit Score for free each month.
- Fraud coverage if your card is lost or stolen. Access your account 24 hours a day, 7 days a week. Get help staying on track with available Auto Pay and account alerts.
- Card issued by Merrick Bank, Member FDIC.
Credit Needed: See website for Details*
Rewards: None
Rewards: None
| Credit Line | Regular APR | Cash Advance APR | Annual Fee | Minimum Deposit | Late Payment Fee | Return Payment Fee | Cash Advance Fee | Foreign Trans Fee |
| $200, which doubles to $400 if you qualify | 21.70% Variable | 26.70% Variable | $36 the first year. Billed $3 per month thereafter | $200 | Up to $40 | Up to $40 | 4% Min: $10 | 2% |
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