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Fingerhut Credit Account
Annual Fee
None
BT Intro APR
N/A*
Purchase Intro APR
N/A*
Regular APR
See website for Details*
Credit Needed
Poor, Limited
Rewards
Store
- Easy application! Get a credit decision in seconds.
- Build your credit history – Fingerhut reports to all 3 major credit bureaus
- Use your line of credit to shop thousands of items from great brands like Samsung, KitchenAid, and DeWalt
- Not an access card
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Petal® Visa® Credit Card
Annual Fee
$0
BT Intro APR
N/A
Purchase Intro APR
N/A
Regular APR
14.49% – 25.49% Variable
Credit Needed
Limited, Fair
Rewards
Cash Back
- No fees whatsoever. No late fee, international fee, annual fee, or any-other-kind-of-fee, fee
- Up to 1.5% cash back after making 12 on-time monthly payments
- Variable APRs 14.49% – 25.49%
- 1% cash back on eligible purchases right away
- Up to 10% cash back from select merchants
- Build credit alongside tens of thousands of Petal Card members
- Cash flow technology can help applicants without credit history get approved
- $500 – $10,000 credit limits
- Petal’s mobile app makes it easy to manage your money, track your spending, and automate payments
- See if you’re pre-approved within minutes without impacting your credit score
- Petal reports to all 3 major credit bureaus
- No deposits required
- Card issued by WebBank, Member FDIC