Get yourself a credit card with 0% introductory rate on APR for your balance transfers and save your financial costs for the month because no doubt credit card with a 0% introductory APR on balance transfers can help you save a lot. With these credit cards you can cut down on your interest rate and consolidate your debt however these cards are generally given to people with good to excellent credit.
Even though the credit card issuers have many offers there are certain features you have to look into before submitting your application. Most crucial factor being the “balance transfer fee”, which would be stated in the terms and disclosure document. This fee falls between the ranges of 3% – 5%. The Chase Slate credit card currently offers an introductory $0 fee, if a balance is transferred within the first 60 days.
Additional factors include the interest rate, annual fee and the duration of the 0% fee.
You must remember that these cards are not for all credit cards candidates only for those who are looking to save on interest rates and consolidate debts. Take advantage of our Compare Tool and compare all the credit cards with 0% Balance Transfers to shortlist the best offers for you.
American Express Cash Magnet® Card
Annual Fee
$0
BT Intro APR
0% on balance transfers for 15 MONTHS
Purchase Intro APR
0% on purchases for 15 months
Regular APR
14.49%-25.49% Variable
Credit Needed
Excellent
Rewards
Cash Back
- Earn a $150 statement credit after you spend $1,000 or more in purchases with your new Card within the first 3 months of Card Membership.
- Unlimited 1.5% Cash Back on your purchases.
- Cash Back is received in the form of Reward Dollars that can be easily redeemed for statement credits, gift cards, and merchandise.
- Low intro APR: 0% for 15 months on purchases and balance transfers, then a variable rate, currently 14.49% to 25.49%.
- 0% introductory plan fee for plans set up during your first 15 months of Card Membership with Plan It®, a feature that lets you split up big purchases into monthly payments with a fixed fee.
- Over 3 million more places in the U.S. started accepting American Express® Cards in 2017 and 2018.
- No Annual Fee.
- Terms Apply.
- See Rates & Fees
Avianca Vida Visa® Card
Annual Fee
$59
BT Intro APR
0% introductory APR for the first 12 months. Applies to transfers made within the first 90 days from account opening. After that, your APR will be from 14.74% – 27.74%, based on your creditworthiness.
Purchase Intro APR
N/A
Regular APR
14.74% – 27.74%, based on your creditworthiness
Credit Needed
Excellent, Good
Rewards
Airlines
- 20,000 Bonus LifeMiles after first card use
- Earn 2 LifeMiles per $1 spent on Avianca purchases
- Earn 1 LifeMile per $1 spent on all other purchases
- 15% discount on purchases of miles with Multiply Your Miles
- No cap on the number of LifeMiles you can earn
- 0% Introductory offer for 12 months on Balance Transfers
- Chip-enabled card provides added security
- Auto Rental Collision Damage Waiver
- Travel Accident Insurance
- Protection against unauthorized charges
- Emergency Card Replacement
- Online Account Management
- Electronic Statements
- Auto-pay option
Avianca Vuela Visa® Card
Annual Fee
$149
BT Intro APR
0% introductory APR for the first 12 months. Applies to transfers made within the first 90 days from account opening. After that, your APR will be from 14.74% – 27.74%, based on your creditworthiness.
Purchase Intro APR
N/A
Regular APR
14.74% – 27.74%, based on your creditworthiness
Credit Needed
Excellent, Good
Rewards
Airlines
- 40,000 Bonus LifeMiles after first card use
- Earn 3 LifeMiles per $1 spent on Avianca purchases
- Earn 2 LifeMiles per $1 spent at gas stations and grocery stores
- Earn 1 LifeMile per $1 spent on all other purchases
- No foreign transaction fees
- 15% discount on purchases of miles with Multiply Your Miles
- Free additional piece of baggage for travel between the United States and Central America
- A 50% discount on an award ticket redeemed for travel to Central America or Colombia from the United States after $12,000 spent each year
- An additional 50% discount on an award ticket redeemed for travel to Central America or Colombia from the United States after $24,000 spent each year
- 0% Introductory offer for 12 months on Balance Transfers
- Chip-enabled card provides added security
- Auto Rental Collision Damage Waiver
- Travel Accident Insurance
- Protection against unauthorized charges
- Emergency Card Replacement
- Online Account Management
- Electronic Statements
- Auto-pay option
Blue Cash Preferred® Card from American Express
Annual Fee
$95
BT Intro APR
0% on balance transfers for 12 months
Purchase Intro APR
0% on purchases for 12 months
Regular APR
14.49%-25.49% Variable
Credit Needed
Excellent, Good
Rewards
Cash Back
- Earn a $250 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months.
- NEW 6% Cash Back on select U.S. streaming subscriptions.
- NEW 3% Cash Back on transit including taxis/rideshare, parking, tolls, trains, buses and more.
- 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%). 3% Cash Back at U.S. gas stations. 1% Cash Back on other purchases.
- Over 3 million more places in the U.S. started accepting American Express® Cards in 2017 and 2018.
- Low intro APR: 0% for 12 months on purchases and balance transfers, then a variable rate, currently 14.49% to 25.49%
- $95 annual fee.
- Terms Apply.
- See Rates & Fees