This section lists down credit cards for fair to better credit scorers. If you are someone with a fair to better credit history then we advise you must go through the rates and fee for the potential credit cards. You should prepare yourself for moderately high rates with less to no rewards at all. However, you must set a target for yourself to maintain a good credit in near future. According to The Crediters the FICO range for fair credit score is 601 and 699.
If you have a fair or average score than it is likely that you would not be eligible for a lot of credit cards. However, this is not entirely true; in fact with proper approach you can shortlist the right credit cards for your requirements.
We cannot emphasize the importance of examining the rates and fee before submitting the application because credit card issuers usually assign high rates to individuals who do not have excellent credit score. In addition to the fees also take a look at the bank account details, online access, rewards and credit limit.
Blaze Mastercard® Credit Card
Annual Fee
$75
BT Intro APR
N/A*
Purchase Intro APR
N/A*
Regular APR
29.9% Fixed
Credit Needed
Fair, Average
Rewards
None
- Less than perfect credit? Looking to rebuild your credit? You may qualify for a Blaze Mastercard.
- Credit limit up to $1,500 – most receive an initial credit limit of $350; some higher.
- Once approved, you may get a credit line increase in as little as 6 months by: making on-time payments, staying below your credit limit, and keeping your account in good-standing.
- An unsecured credit card with no deposits required!
- Set up account and security alerts to stay in-the-know with activity on your account.
- Securely manage your account on your time with our new and easy to use mobile app.
- Enjoy U.S. based Customer Service!
Credit One Bank® Platinum Visa®
Annual Fee
$0 – $99
BT Intro APR
N/A
Purchase Intro APR
N/A
Regular APR
19.49% to 25.49% Variable
Credit Needed
Fair
Rewards
Cash Back
- Enjoy peace of mind with $0 Fraud Liability
- Qualified applicants will receive a card with a competitive APR and no annual fee along with 1% cash back rewards on all purchases, terms apply
- View updates to your Experian credit score with free online access, terms apply
- Make paying your bill easier with the ability to choose your payment due date, terms apply
- Access your account on-the-go with the Credit One Bank mobile app
- Never miss an account update with customizable text and email alerts
- Show off your personality by selecting from a variety of card designs, a fee may apply
Deserve Pro
Annual Fee
$0
BT Intro APR
N/A*
Purchase Intro APR
N/A*
Regular APR
17.49% to 24.49% Variable
Credit Needed
Excellent, Good
Rewards
Cash Back
- Enjoy Priority Pass Membership on us (Lifetime value worth $99)
- Earn 3% cash back on Travel, 2% on Restaurants, & 1% cash back on all other purchases automatically.
- No Annual Fee, No Foreign Transaction Fees, and No Late Fee on first late payment.
- Cell Phone Protection up to $600 when you pay your cell phone bill with Deserve EDU Mastercard along with Mastercard Platinum Benefits
- More Perks You Deserve: Mint Mobile: Three Months of Text + Talk! Use your Deserve Mastercard to sign up and pay for any Mint Mobile wireless plan and you’ll get a $45 statement credit. __Lemonade Insurance Rebate __- Pay for 3 consecutive monthly insurance from Lemonade with your Deserve card and get a $10 statement credit. Feather Furniture Rental – Use your Deserve card to rent furniture from Feather and enter promo code DESERVE100 to get $100 off your first month’s rental.
- Start/Stop card use + stay current with your FICO score with the Deserve mobile app
- Start building your credit responsibly and enjoy the perks for good credit
- No Deposit Required
- See Rates & Fees
First Digital Mastercard®
Annual Fee
$75.00 for first year After that, $48.00 annually
BT Intro APR
N/A*
Purchase Intro APR
N/A*
Regular APR
35.99%
Credit Needed
Fair, Poor
Rewards
None
- Get the security and convenience of a full-feature, unsecured MasterCard® Credit Card – accepted at millions of merchant and ATM locations worldwide and online.
- Build up your credit history with a card that reports to all three major credit bureaus every month.
- Perfect credit not required for approval; we may approve you when others won’t.
- Easy and secure online application – It takes just moments to apply.
- Issued by Synovus Bank, Member: FDIC
Apply Now
First PREMIER® Bank Classic Credit Card
Annual Fee
See Terms*
BT Intro APR
N/A*
Purchase Intro APR
N/A*
Regular APR
See Terms*
Credit Needed
Fair, Average
Rewards
N/A*
- BY YOUR SIDE EVERY STEP OF THE WAY – First PREMIER Bank values its customers and employees and helping them secure a bright future
- Access to available credit for necessities
- Choose which customized account management options are right for you
- Build credit with First PREMIER-opportunity for credit limit increases after consistent responsible account management
First PREMIER® Bank Credit Card
Annual Fee
See Terms*
BT Intro APR
N/A*
Purchase Intro APR
N/A*
Regular APR
See Terms*
Credit Needed
Fair, Average
Rewards
N/A*
- YOUR HELPING HAND – A full-service website means First PREMIER Bank customers enjoy 24-hour access to easily manage personal account needs
- Access to credit, and the things you need (subject to available credit)
- Low monthly payment intended to fit your budget
- Choose which customized account management options are right for you
First PREMIER® Bank Gold Credit Card
Annual Fee
See Terms*
BT Intro APR
N/A*
Purchase Intro APR
N/A*
Regular APR
See Terms*
Credit Needed
Fair, Average
Rewards
N/A*
- WE’RE HERE TO HELP YOU – As the 12th largest issuer of Mastercard, First PREMIER Bank understands customer needs and is there for those who may be rejected by other issuers.
- Access to credit, when you need it most (subject to available credit)
- Build credit with First PREMIER-opportunity for credit limit increases after consistent responsible account management
- Customized account management options to fit your needs
First PREMIER® Bank Mastercard® Credit Card
Annual Fee
See Terms*
BT Intro APR
N/A*
Purchase Intro APR
N/A*
Regular APR
See Terms*
Credit Needed
Fair, Average
Rewards
N/A*
- WE’RE HERE TO HELP YOU – US-based customer service means First PREMIER Bank supports the economy impacting the lives of customers and those closest to them
- Access to available credit when you need it
- Low monthly payment intended to fit your budget
- Build credit with First PREMIER – opportunity for credit limit increases after consistent responsible account management
- Customized account management options to fit your needs
Net First Platinum
Annual Fee
None
Credit Line
$750 Limit (Usable only at TheHorizonOutlet.com)
Monthly Fee
See website for Details*
Regular APR
0% APR
Balance Transfer
None
Credit Recommended
Damaged credit to Fair credit
- No Employment or Credit Check
- Bad Credit, No Credit – OK
- Always 0.0% APR
- Fast Online Applications
Apply Now
Petal® Visa® Credit Card
Annual Fee
$0
BT Intro APR
N/A
Purchase Intro APR
N/A
Regular APR
14.49% – 25.49% Variable
Credit Needed
Limited, Fair
Rewards
Cash Back
- No fees whatsoever. No late fee, international fee, annual fee, or any-other-kind-of-fee, fee
- Up to 1.5% cash back after making 12 on-time monthly payments
- Variable APRs 14.49% – 25.49%
- 1% cash back on eligible purchases right away
- Up to 10% cash back from select merchants
- Build credit alongside tens of thousands of Petal Card members
- Cash flow technology can help applicants without credit history get approved
- $500 – $10,000 credit limits
- Petal’s mobile app makes it easy to manage your money, track your spending, and automate payments
- See if you’re pre-approved within minutes without impacting your credit score
- Petal reports to all 3 major credit bureaus
- No deposits required
- Card issued by WebBank, Member FDIC
PREMIER Forward® Mastercard® Credit Card
Annual Fee
See Terms*
BT Intro APR
N/A*
Purchase Intro APR
N/A*
Regular APR
See Terms*
Credit Needed
Fair, Average
Rewards
N/A*
- WORKING TOGETHER – US-based customer service means First PREMIER Bank supports the economy impacting the lives of customers and those closest to them
- Access to credit, when you need it most (subject to available credit)
- Customized account management options to fit your needs
- Low monthly payment intended to fit your budget
- Fast, easy & secure online applications
Reflex® Platinum Mastercard®
Annual Fee
See Terms
Intro Rate
N/A*
Intro Period
N/A*
Regular APR
29.99% APR (Variable)
Credit Recommended
Fair/Poor/Bad/Limited
Balance Transfer
N/A
- Up to $1,000 credit limit doubles up to $2,000! (Simply make your first 6 monthly minimum payments on time)
- See if you’re Pre-Qualified with no impact to your credit score
- All credit types welcome to apply
- Free access to your Vantage 3.0 score from Experian* (When you sign up for e-statements)
- Initial Credit Limit of $300 – $1,000* (subject to available credit)
- Monthly reporting to the three major credit bureaus
- Fast and easy application process; results in seconds
- Use your card at locations everywhere Mastercard® is accepted
- Checking Account Required
Apply Now