Secured credit cards are popular among individuals who either have a poor credit score or no credit at all. These cards do not have equal high end features and benefits as compared to the unsecured credit cards, they are a good way to build credit from scratch.
Using secured credit card will ask you to first give a cash collateral deposit to serve as your credit line. If you are clearing your bills on time then you can build your credit line pretty quickly. These cards have the following benefits:
- Online Account Management
- They Report to all three Credit Bureaus
- Provide a chance to increase your credit line
A secured credit card can definitely help you build your credit. Make use of our exclusive Compare Tool and compare the cards listed on the page to identify the best one serving your needs.
Applied Bank® Secured Visa® Gold Preferred® Credit Card
Regular APR
9.99% Fixed
Annual Fee
$48
Credit Line
$200 – $1,000
Brand Name
Visa®
Security Deposit
$200 – $1,000
Credit Recommended
Poor/Fair/Limited/Damaged
- Better than Prepaid…Go with a Secured Card! Load One Time – Keep On Using
- Absolutely No Credit Check or Minimum Credit Score Required
- Automatic Reporting to All Three National Credit Bureaus
- 99% Low Fixed APR – Your Rate Won’t Go Up Even if You Are Late
- Activate Today with a $200 Minimum Deposit – Maximum $1,000.
- Increase Your Credit Limit up to $5,000 by Adding Additional Deposits Anytime
Apply Now
First PREMIER® Bank Secured Credit Card
Annual Fee
See Terms*
BT Intro APR
N/A*
Purchase Intro APR
N/A*
Regular APR
See Terms*
Credit Needed
Poor, Average
Rewards
N/A*
- Only you can rebuild your credit. A First PREMIER Bank Credit Card can be one tool to help in your journey. Make your payments on time each month, and keep your balance low relative to the credit limit, for positive marks on your credit report each month.
- 24-hour online access, set up account alerts, and schedule automatic payments!
- Quarterly FICO score is provided for free on the monthly billing statement.
- Zero fraud liability protects you from unauthorized charges. Restrictions apply.
- Security Deposits are placed in an FDIC-insured account
- If approved, fund your Security Deposit to open your account. Once open, you will have the opportunity to build your credit limit up to $5,000.
- If approved, your First PREMIER Bank credit card account is reported to the Consumer Reporting Agencies each month.
- Application response in as little as 30 seconds.
- Issuing credit cards since 1989.
- Join millions of First PREMIER Bank credit cardholders. Apply now!